What is credit hire?
Credit hire is the temporary provision of a replacement vehicle where charges are deferred rather than paid upfront. The hire provider normally seeks recovery of reasonable charges from the at-fault party or their insurer.
Credit hire
Credit hire for taxi and private hire drivers
If your licensed vehicle is off the road after a non-fault accident, a suitable replacement may help you keep working while your own vehicle is repaired or your claim is resolved.
Taxi and PH requirements
A replacement must be appropriate for the work you carry out and may need the correct council licensing, insurance and accessibility specification. Always confirm exactly what is included before accepting a vehicle.
What to have ready
- Accident details and the other party's information
- Your vehicle, plate and licensing details
- Insurance and claim reference information
- Evidence of your normal work and need for a replacement
Questions to ask a provider
- Who is liable if charges cannot be recovered?
- Is the vehicle licensed and insured for your work?
- What daily rate, excess and mileage limits apply?
- What evidence and cooperation will be required?
Your hirer account
Sign in to manage your details, enquiries and Tecsi activity from one secure account. New hirers can register free before contacting providers or managing future credit hire requests.
Credit hire providers
TECSI is building a useful directory for the Glasgow taxi and private hire trade. Providers who can supply properly licensed replacement vehicles can contact us to discuss inclusion.
Important
This page provides general trade information, not legal or financial advice. Credit hire agreements can create significant liabilities. Read the agreement carefully and obtain independent advice if anything is unclear.